Thank you for checking out F & M Bank! I look forward to talking with you and assisting you in your mortgage needs. I have been in the Mortgage field for 15 years and have enjoyed the journey. I currently lend in the Delaware, Dubuque and Jones County Market but have great team members in the Minnesota and the Linn & Johnson County Markets. Communication is my goal and to make the process seamless. I look forward to hearing from you

CONSTRUCTION

Building a new home? We’ll help you stay on budget through the construction process while offering competitive rates.

HOME EQUITY

We have loans or lines of credit, depending on your needs. Flexible term options will help you set a monthly payment that fits into your budget.

HOME PURCHASE

Purchasing a new home? From the time of application, to finding the right loan program, to closing your loan, your lender will be with you every step of the way.

HOME REFINANCE

Refinancing your home? F&M Bank's knowledgeable team of mortgage lenders will help you decide which loan program is right for you.