Building a new home? We’ll help you stay on budget through the construction process while offering competitive rates.
We have loans or lines of credit, depending on your needs. Flexible term options will help you set a monthly payment that fits into your budget.
Purchasing a new home? From the time of application, to finding the right loan program, to closing your loan, your lender will be with you every step of the way.
Refinancing your home? F&M Bank's knowledgeable team of mortgage lenders will help you decide which loan program is right for you.
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Meet the Team
Loan Officers
Mortgage Loan Officer
NMLS #1455975
Serving Delaware, Jones,
and Dubuque counties
in Iowa
Processing
Marcy Pate
Mortgage Underwriter
Tracy Fonck
Mortgage Loan Processor
Susie Scherbring
Mortgage Loan Processor
Angela Olson
Mortgage Assistant